Loan Programs

Multi Family Loan Programs

  • Apartment building and Multi Family loans rates start as low as 4.55% (as of 4/25/18) 
  •  Loan amounts from $50,000
  •  Simplified Loan programs
  •  Financing up to 80% LTV 
  •  Amortizations up to 30 years 
  •  Long term fixed rates 
  •  Loans for purchase and refinance, including cash-out 
  •  24 hour written pre-approvals with no cost and no obligation 
  • Nonrecourse loans are available
  • Hard Money Bridge Loans

Commercial Mortgage Loan Programs

  • Simplified underwriting for small balance loans
  • Loan amounts from $500,000
  • Loan to value ratios up to 80%. Up to 75% on cash-out refinances.
  • Loan to value ratios up to 90% on SBA deals (owner/user commercial properties)
  • Step down and yield maintenance prepayment penalties
  • Nonrecourse loans are available

CMBS Loan Programs

  • Loan amounts from $2 million and up
  • Loans available for apartment buildings, retail shopping centers, office buildings, warehouses and hospitality
  • Loan to value ratios up to 75% on purchases and refinances
  • Cash out refinances are acceptable
  • Interest only loans are available
  • Loans are non-recourse

Loan Programs

Stated Income Loan Programs

  • Multi Family & Commercial Properties.
  • 75% LTV
  • Rates as low as 7.75%
  • $100,000 Minimum Loan Amount.
  • 30yr Amortization
  • Cash Out.
  • No Tax Returns
  • 650 Minimum Credit Score.

1-4 unit Fix/Hold or FixNFlip

  • $50,000 minimum loan amount.
  • Funding up to 90% purchase price & 100% of the Rehab Cost.
  • 75% ARV.
  • Rates starting at 7.99%.
  • 2-4 Points.
  • No Prepayment Penalty.
  • No minimum credit score.


Hard Money/Bridge Loan Programs

  • 5.99% - 10.99% Interest Only
  • Up to 80% LTV: $150,000.+
  • 100% LTV: Rehab Costs
  • 1 to 5 Years: $150,000.+
  • 2 to 4 Points
  • 2 to 3 Weeks to Close
  • No Prepayment Penalty
  • Expense Deposit Required upon Acceptance of Terms

Loan Programs

Investor Rehab Lines Of Credit

  • 90% of purchase price
  • 95% of rehab
  • Rates starting 8.99% and up interest only.
  • 2-4pts
  • No prepayment
  • Minimum Credit Score 620

SBA 7(a), SBA 504, SBA Express

Commercial Construction Acquisition and Development Loans

  • Up to 90% of the cost for entire project.
  • Up to 100% of hard cost and 80% of soft cost.
  • Not to exceed 80% of Completed Value.
  • Prime + 0 to 1% Interest Only